How to Not Outlive Your Money

How to Make Your Money Last At Least As Long As You Do

One of the biggest concerns of seniors today is how to make their money last as long as they live, or to put it another way, how to not out-live their money. This is a major concern to so many seniors today because of the current economic climate. For many, this problem started with the stock market crash of October 2008, when many Americans saw 30% or more of their retirement savings get wiped out. The loss of over 8 million jobs and the ongoing volatility of the market since then certainly has not helped the situation.

When you add to this the fact that people are living longer while at the same time retirement savings accounts are dwindling, the looming insolvency of Social Security and Medicare, and the massive numbers of baby boomers who are turning age 65 – about 10,000 per day, and we can see why many seniors are losing sleep, or feeling less financially secure.

At Johnson Financial Group, we fully understand the problems and concerns that American seniors have today. We have studied the issues that seniors face, and have tirelessly educated ourselves in ways to help seniors find solutions to these financial concerns. We are knowledgeable in developing personalized strategies that are tailored to the needs of each individual or family, or small business, not a one-size-fits-all cookie cutter approach.

We have the best financial products available, from the highest rated insurance carriers, financial services vendors, and lenders. We have proven strategies, a wealth of knowledge, and the experience to present sometimes complex options to our clients in a way that is easy to understand.

But most of all, we simply care. We care about seniors, and we care about helping our senior clients find the best solution to the particular problem that they are facing. We care about what our clients care about, and we are committed to your financial well-being and happiness.

Solutions for Seniors

There are many products out there to help seniors accomplish financial goals, and not out-live their money. From Annuities and Individual Retirement Accounts to Long Term Care Insurance, to having a good understanding of how Medicare and Medicaid works and how to get the most out of them, to Reverse Mortgages and Life Settlements, the products are out there.

What many seniors don’t have these days is someone who:

  1. IS knowledgeable about ALL of these possible solutions
  2. Is NOT biased toward any one of these possible solutions because they don’t specialize in all of them
  3. Will take the time to LISTEN to and UNDERSTAND the nuances of the situation in order to
  4. PRESENT all of the possible solutions to the client, to help them to
  5. CHOOSE the BEST solution that will solve the problem in the most efficient manner possible, and
  6. REALLY CARES about what is best for the client

We care about our senior clients and the issues that you face, and we care about helping you face these issues.

Contact us at 443-807-7311 and let us know what your situation is. At JFG, we will always take the time to:

  1. LISTEN to what your needs and concerns are in an unbiased way
  2. ASSESS the overall situation, then
  3. REVIEW THE OPTIONS to solving the problem with you, then help you to
  4. IMPLEMENT a plan to solve the problem

Let us know what you would like to accomplish for yourself, for your family, or for your business, then put us to work for you. We promise to give you our best because we want to be your agent, and your family’s agent, and your friends’ agent.